Our Professional Team


Bob BhayaniBob Bhayani, MBA, LUTCF, Managing Partner

Bob Bhayani was raised and influenced in a family of successful business entrepreneurs where, at an early age, learned the "Power of Integrity" and the "Strength of Relationships." 

After completing his Bachelors and Masters degree in Finance and Business Administration, he joined New England Financial in 1991 as a Financial Advisor.

He quickly rose to become a leader in his field by building close relationships with Business Owners, Affluent Families, Attending Physicians, Private Practice Physicians and Faculty Chairpersons. Bob regularly lectures Hospitals and Faculties regarding creation of efficient Financial Strategies, Income Protection & Income/Risk Mitigation Strategies. He built a niche by providing cost effective Financial Planning and Income & Risk Management Planning Solutions for his clients.

Leveraging his 22 year carrier at New England Financial, Bob founded Axiom Financial Services, LLC and DrDisabilityQuotes.com LLC as a Truly Independent provider of Insurance and Financial Services. 

Bob Bhayani has achieved MDRT - Top of the Table, Disability Inner Circle, Chairman's and President's Council among many other accomplishments. Bob is also a member of Financial Planners Association and operates his practice which is Better Business Bureau Accredited.



Iveta Hedvig, Disability SpecialistIveta Hedvig

Iveta Hedvig started her career as an Owner Operator of EuroCare, a referral agency for caregivers to patients with Long Term Disabilities. It is in her years at EuroCare where she saw the devastating effects of Disability on families, financially and emotionally.

This became the foundation to her joining the Insurance & Financial Business in 2005 with a single purpose in mind; To help her clients in the creation and implementation of Financially Sound Strategies.

Early in her career, Iveta forged close relationships with Teaching Hospitals where she counseled and set up Own Occupation specific Disability Planning Solutions for Residents, Fellows and Attendings. Iveta has her Masters in Chemical Engineering and has utilized her astute analytical and technical skills in underwriting various options and implementing successful protection plans for physicians.








Our Professional Team

Our Professional Team